@import url('https://fonts.googleapis.com/css2?family=Space+Grotesk:wght@500;600;700&family=Inter:wght@400;500;600&display=swap');
  :root{
    --ink:#0f1e2e;--ink-soft:#3a4a5c;--paper:#fbfbf7;--line:#dfe3df;
    --profit:#0f8a55;--profit-soft:#e2f3ea;--cost:#c2453a;--cost-soft:#f7e6e4;
    --var:#b26a00;--var-soft:#f6ecd9;
    --one:#393185;--one-soft:#ecebf7;
    --shadow:0 1px 2px rgba(15,30,46,.06),0 8px 24px rgba(15,30,46,.06);
    --mono:"Inter",system-ui,sans-serif;
  }
  *{box-sizing:border-box}
  body{margin:0;background:var(--paper);color:var(--ink);
    font-family:"Inter",system-ui,-apple-system,sans-serif;font-variant-numeric:tabular-nums;line-height:1.5}
  .wrap{max-width:1360px;margin:0 auto;padding:32px 20px 64px;padding-top:150px;}
  .layout{display:grid;grid-template-columns:minmax(0,1fr) 316px;gap:28px;align-items:start}
  .calc-col{min-width:0}
  .rail{position:sticky;top:20px;align-self:start;display:flex;flex-direction:column;gap:16px}
  @media (max-width:1240px){.layout{grid-template-columns:1fr}.rail{position:static;top:auto}}
  .side-trust{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:16px 18px;display:grid;grid-template-columns:1fr 1fr;gap:14px 10px}
  .side-trust div{display:flex;flex-direction:column}
  .side-trust strong{font-family:"Space Grotesk";font-weight:700;font-size:21px;color:var(--one);line-height:1}
  .side-trust small{font-size:11.5px;color:var(--ink-soft);margin-top:3px}
  .side-foot{font-size:11px;color:var(--ink-soft);margin:-6px 0 0;padding:0 2px}
  .side-cta{border-radius:16px;overflow:hidden;background:linear-gradient(150deg,#4b45a8 0%,#393185 60%,#2b2568 100%);color:#fff;padding:22px 20px;box-shadow:0 14px 34px rgba(57,49,133,.30)}
  .side-cta h3{font-family:"Space Grotesk";font-weight:700;font-size:20px;line-height:1.15;margin:0 0 8px;color:#fff}
  .side-cta p.s-desc{font-size:13.5px;color:#dcdcf5;margin:0 0 14px;line-height:1.5}
  .side-cta .s-btn{display:block;text-align:center;font-family:"Space Grotesk";font-weight:700;font-size:15px;padding:12px 14px;border-radius:10px;margin-bottom:9px;text-decoration:none;transition:transform .12s ease,background .12s ease}
  .side-cta .s-primary{background:#fff;color:#393185}
  .side-cta .s-primary:hover{background:#eeeefc;transform:translateY(-1px);color:#393185}
  .side-cta .s-ghost{background:rgba(255,255,255,.12);color:#fff;border:1px solid rgba(255,255,255,.4)}
  .side-cta .s-ghost:hover{background:rgba(255,255,255,.2)}
  .side-cta .s-note{font-size:11.5px;color:#c3c3ea;margin:8px 0 0;text-align:center}
  .side-links{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow);padding:8px 18px 12px}
  .side-links h4{font-family:"Space Grotesk";font-weight:700;font-size:14px;margin:12px 0 6px;color:var(--ink)}
  .side-links a{display:block;font-size:14px;color:var(--one);text-decoration:none;padding:8px 0;border-top:1px solid var(--line)}
  .side-links a:first-of-type{border-top:0}
  .side-links a:hover{text-decoration:underline}
  header.top{display:flex;align-items:flex-end;justify-content:space-between;gap:16px;flex-wrap:wrap;
    border-bottom:2px solid var(--ink);padding-bottom:16px;margin-bottom:24px}
  .eyebrow{font-family:"Space Grotesk";font-weight:600;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--profit)}
  h1{font-family:"Space Grotesk";font-weight:700;font-size:clamp(26px,4.4vw,40px);line-height:1.02;margin:6px 0 0;letter-spacing:-.01em}
  .sub{color:var(--ink-soft);font-size:14px;margin-top:10px}
  .brandtag{font-family:"Space Grotesk";font-weight:600;font-size:13px;color:var(--ink-soft);
    border:1px solid var(--line);border-radius:999px;padding:6px 14px;white-space:nowrap}
  .grid{display:grid;grid-template-columns:1fr;gap:24px;align-items:start}
  @media (max-width:860px){.grid{grid-template-columns:1fr}}
  .panel{background:#fff;border:1px solid var(--line);border-radius:14px;box-shadow:var(--shadow)}
  .panel-pad{padding:20px}
  fieldset{border:0;margin:0 0 4px;padding:0}
  .grp{border-left:3px solid var(--line);padding-left:14px;margin-bottom:14px}
  .grp.one{border-left-color:var(--one)} .grp.fix{border-left-color:var(--cost)}
  .grp.var{border-left-color:var(--var)} .grp.rev{border-left-color:var(--profit)}
  .grp.other{border-left-color:#c9ccd3}
  .grp.one .group-title{color:var(--one)} .grp.fix .group-title{color:var(--cost)}
  .grp.var .group-title{color:var(--var)} .grp.rev .group-title{color:var(--profit)}
  .grp.other .group-title{color:var(--ink-soft)}
  .group-title{font-family:"Space Grotesk";font-weight:700;font-size:15px;letter-spacing:0;text-transform:none;
    color:var(--ink);margin:0 0 6px;display:flex;align-items:center;gap:8px}
  .group-title:first-child{margin-top:0}
  .group-title .tot{margin-left:auto;font-family:var(--mono);font-weight:700;color:inherit;letter-spacing:0;text-transform:none;font-size:14px}
  .group-sub{font-size:11.5px;color:var(--ink-soft);margin:0 0 10px}
  .tag{font-size:11px;font-weight:700;letter-spacing:.05em;text-transform:uppercase;padding:3px 9px;border-radius:999px}
  .tag.one{background:var(--one-soft);color:var(--one)}
  .tag.fix{background:var(--cost-soft);color:var(--cost)}
  .tag.var{background:var(--var-soft);color:var(--var)}
  .tag.rev{background:var(--profit-soft);color:var(--profit)}
  .tag.other{background:#eceef1;color:var(--ink-soft)}
  .field{margin:0 0 12px}
  .field label{display:block;font-size:13px;font-weight:700;color:var(--ink);margin-bottom:5px}
  .in{position:relative;display:flex;align-items:center}
  .in .pre{position:absolute;left:11px;font-size:14px;color:var(--ink-soft);pointer-events:none}
  .in .suf{position:absolute;right:11px;font-size:13px;color:var(--ink-soft);pointer-events:none}
  input[type=number]{width:100%;font:inherit;font-variant-numeric:tabular-nums;padding:9px 12px 9px 26px;
    border:1px solid var(--line);border-radius:9px;background:#fff;color:var(--ink)}
  input.plain{padding-left:12px}
  input[type=number]:focus,input[type=range]:focus-visible,.seg-btn:focus-visible{outline:2px solid var(--profit);outline-offset:1px;border-color:var(--profit)}
  input::-webkit-outer-spin-button,input::-webkit-inner-spin-button{-webkit-appearance:none;margin:0}
  input[type=number]{-moz-appearance:textfield}
  .seg{display:flex;background:#eef0ee;border:1px solid var(--line);border-radius:10px;padding:3px;gap:3px;margin-bottom:12px}
  .seg-btn{flex:1;font:inherit;font-weight:600;font-size:12.5px;color:var(--ink-soft);background:transparent;border:0;border-radius:7px;padding:8px 6px;cursor:pointer}
  .seg-btn.active{background:#fff;color:var(--ink);box-shadow:0 1px 2px rgba(15,30,46,.12)}
  .mkt-note{font-size:12px;color:var(--ink-soft);font-weight:500;margin:-3px 0 4px}
  .mkt-note b{color:var(--ink)}
  .hidden{display:none}
  .rangebox{margin:2px 0 4px}
  .rangebox .lbl{display:flex;justify-content:space-between;font-size:13px;font-weight:700;margin-bottom:6px}
  .rangebox .val{font-family:var(--mono);font-weight:600;color:var(--profit)}
  input[type=range]{-webkit-appearance:none;appearance:none;width:100%;height:6px;border-radius:999px;background:var(--profit-soft);accent-color:var(--profit);margin:8px 0}
  input[type=range]::-webkit-slider-runnable-track{height:6px;border-radius:999px;background:var(--profit-soft)}
  input[type=range]::-moz-range-track{height:6px;border-radius:999px;background:var(--profit-soft)}
  input[type=range]::-moz-range-progress{height:6px;border-radius:999px;background:var(--profit)}
  input[type=range]::-webkit-slider-thumb{-webkit-appearance:none;appearance:none;width:18px;height:18px;margin-top:-6px;border-radius:50%;background:var(--profit);border:3px solid #fff;box-shadow:0 1px 3px rgba(0,0,0,.28);cursor:pointer}
  input[type=range]::-moz-range-thumb{width:18px;height:18px;border-radius:50%;background:var(--profit);border:3px solid #fff;box-shadow:0 1px 3px rgba(0,0,0,.28);cursor:pointer}
  .kpis{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);border-radius:14px;overflow:hidden;box-shadow:var(--shadow)}
  @media (max-width:640px){.kpis{grid-template-columns:1fr 1fr}}
  @media (max-width:420px){.kpis{grid-template-columns:1fr}}
  .kpi{background:#fff;padding:15px 16px}
  .kpi .k-lbl{font-size:11px;letter-spacing:.07em;text-transform:uppercase;color:var(--ink-soft);font-weight:600}
  .kpi .k-val{font-family:"Space Grotesk";font-weight:700;font-size:23px;line-height:1.05;margin-top:6px;letter-spacing:-.01em}
  .kpi .k-note{font-size:11.5px;color:var(--ink-soft);margin-top:3px}
  .k-val.pos{color:var(--profit)}.k-val.neg{color:var(--cost)}.k-val.var{color:var(--var)}
  .kpis .kpi{border-left:3px solid transparent}
  .kpis .kpi:nth-child(1){border-left-color:var(--one)}
  .kpis .kpi:nth-child(2){border-left-color:var(--var)}
  .kpis .kpi:nth-child(3){border-left-color:var(--ink-soft)}
  .kpis .kpi:nth-child(4){border-left-color:var(--profit)}
  .kpis .kpi:nth-child(5){border-left-color:var(--profit)}
  .kpis .kpi:nth-child(6){border-left-color:var(--profit)}
  .chart-head{display:flex;align-items:baseline;justify-content:space-between;gap:12px;flex-wrap:wrap;margin-bottom:4px}
  .chart-head h2{font-family:"Space Grotesk";font-weight:600;font-size:15px;margin:0}
  .legend{display:flex;gap:14px;font-size:12px;color:var(--ink-soft)}
  .legend span{display:inline-flex;align-items:center;gap:6px}
  .dot{width:10px;height:10px;border-radius:2px;display:inline-block}
  .dot.g{background:var(--profit)}.dot.r{background:var(--cost)}
  svg{width:100%;height:auto;display:block;font-family:var(--mono)}
  .gridline{stroke:var(--line);stroke-width:1}
  .zeroline{stroke:var(--ink);stroke-width:1;stroke-dasharray:2 3;opacity:.5}
  .axis-lbl{fill:var(--ink-soft);font-size:11px}
  .be-line{stroke:var(--ink);stroke-width:1;stroke-dasharray:3 3;opacity:.55}
  .be-flag{fill:var(--ink);font-family:"Space Grotesk";font-weight:600;font-size:11px}
  table{width:100%;border-collapse:collapse;font-size:13.5px}
  caption{text-align:left;font-family:"Space Grotesk";font-weight:600;font-size:15px;margin-bottom:10px}
  td{padding:7px 0;border-bottom:1px solid var(--line)}
  td.num{text-align:right;font-variant-numeric:tabular-nums;font-weight:500}
  tr.sub td{border-bottom:2px solid var(--ink);font-weight:600}
  tr.sub td.num{color:var(--profit)}
  tr.tot td{border-top:0;border-bottom:0;font-family:"Space Grotesk";font-weight:700;padding-top:9px}
  tr.tot td.num.pos{color:var(--profit)}tr.tot td.num.neg{color:var(--cost)}
  tr.be td{border-bottom:0;padding-top:12px;font-size:12.5px;color:var(--ink-soft)}
  .cost-mark{color:var(--cost)}.var-mark{color:var(--var)}
  .disclaimer{font-size:12px;color:var(--ink-soft);line-height:1.55;margin-top:22px;border-left:3px solid var(--profit);padding:2px 0 2px 14px}
  .disclaimer b{color:var(--ink)}
  .stack{display:flex;flex-direction:column;gap:24px}
  @media (prefers-reduced-motion:no-preference){.kpi .k-val,path.cashline{transition:all .25s ease}}
  
.tip{position:relative;display:inline-flex;align-items:center;justify-content:center;width:15px;height:15px;margin-left:6px;border-radius:50%;background:#8a94a6;color:#fff;font-size:10px;font-weight:700;font-style:normal;line-height:1;cursor:help;vertical-align:middle;flex:0 0 auto;font-family:Inter,system-ui,sans-serif;text-transform:none}
.tip:hover,.tip:focus{background:#0f8a55;outline:none}
.tip .tipbox{position:absolute;bottom:calc(100% + 9px);left:50%;transform:translateX(-50%);width:210px;background:#12233a;color:#fff;font-weight:400;font-size:12px;line-height:1.45;letter-spacing:normal;text-transform:none;text-align:left;padding:9px 11px;border-radius:8px;box-shadow:0 10px 26px rgba(0,0,0,.25);opacity:0;visibility:hidden;transition:opacity .15s ease;z-index:60;pointer-events:none}
.tip .tipbox::after{content:"";position:absolute;top:100%;left:50%;transform:translateX(-50%);border:6px solid transparent;border-top-color:#12233a}
.tip:hover .tipbox,.tip:focus .tipbox,.tip:focus-within .tipbox{opacity:1;visibility:visible}
.kpis{overflow:visible!important}
.dl-btn{display:inline-block;background:#393185;color:#fff;font-family:"Space Grotesk",system-ui,sans-serif;font-weight:700;font-size:16px;border:0;border-radius:11px;padding:14px 28px;cursor:pointer;box-shadow:0 8px 20px rgba(57,49,133,.32);transition:transform .12s ease,background .12s ease}
.dl-btn:hover{background:#2b2568;color:#fff;transform:translateY(-1px)}
.dl-btn:disabled{opacity:.6;cursor:default;transform:none}
.dl-sub{font-size:13px;color:#5a6a7e;margin:10px 0 0}
.roi-modal{position:fixed;inset:0;background:rgba(18,35,58,.55);display:none;align-items:center;justify-content:center;z-index:99999;padding:20px}
.roi-modal.open{display:flex}
.roi-modal-card{background:#fff;border-radius:16px;max-width:420px;width:100%;padding:26px 24px 20px;box-shadow:0 24px 60px rgba(0,0,0,.35);position:relative;font-family:"Inter",system-ui,sans-serif}
.roi-modal-x{position:absolute;top:10px;right:14px;background:none;border:0;font-size:26px;line-height:1;color:#98a2b3;cursor:pointer}
.roi-modal-card h3{font-family:"Space Grotesk",system-ui,sans-serif;font-weight:700;font-size:22px;margin:0 0 4px;color:#12233a}
.roi-modal-sub{font-size:14px;color:#5a6a7e;margin:0 0 18px}
.roi-fld{margin-bottom:12px}
.roi-fld label{display:block;font-size:13px;font-weight:700;color:#12233a;margin-bottom:5px}
.roi-fld input{width:100%;box-sizing:border-box;font:inherit;font-size:15px;padding:10px 12px;border:1px solid #d7dce4;border-radius:9px}
.roi-fld input:focus{outline:2px solid #393185;border-color:#393185}
.roi-err{color:#c2453a;font-size:13px;margin:0 0 10px;min-height:2px}
.roi-modal .dl-btn{width:100%;margin-top:2px}
.roi-modal-note{font-size:11px;color:#98a2b3;margin:12px 0 0;line-height:1.45;text-align:center}
@media (max-width:520px){.tip .tipbox{width:170px}}

.roi-faq{font-family:"Roboto",system-ui,-apple-system,sans-serif;max-width:900px;margin:0 auto;color:#333}
.roi-faq h2{font-family:"Roboto",system-ui,sans-serif;font-weight:700;font-size:26px;color:#393185;margin:0 0 6px;line-height:1.2}
.roi-faq .roi-faq-sub{font-size:14px;color:#777;margin:0 0 22px}
.roi-faq details{background:#fff;border:1px solid #e4e4ef;border-left:3px solid #393185;border-radius:10px;
  margin:0 0 12px;box-shadow:0 1px 2px rgba(18,35,58,.05);overflow:hidden}
.roi-faq summary{list-style:none;cursor:pointer;display:flex;align-items:center;gap:14px;
  padding:16px 18px;font-weight:700;font-size:16px;color:#20223f}
.roi-faq summary::-webkit-details-marker{display:none}
.roi-faq summary::after{content:"+";margin-left:auto;font-size:22px;font-weight:400;color:#616dfd;line-height:1;flex:0 0 auto;transition:transform .2s ease}
.roi-faq details[open] summary::after{content:"\2013";color:#393185}
.roi-faq details[open] summary{color:#393185}
.roi-faq .ans{padding:0 18px 18px;font-size:15px;line-height:1.65;color:#444}
.roi-faq .ans p{margin:0}
.roi-faq .roi-faq-foot{font-size:12px;color:#999;line-height:1.55;margin-top:18px;padding-top:14px;border-top:1px solid #e4e4ef}
@media (prefers-reduced-motion:no-preference){.roi-faq summary::after{transition:transform .2s ease}}